The State Duma adopted the law on microloans in its final reading. The main points are: The maximum amount of a microloan for legal entities and individual entrepreneurs will be increased to 15 million rubles; The maximum overpayment on microcredits will be reduced from the current 130% to 100%; From October 2026, a transition period will begin, during which MFIs will not be able to issue more than two loans to a client with a total cost of more than 200% per annum; From April 2027, lenders